Difference Between Blockcard and Crypto.com (With Table)

The digital era is making a space in our daily lives and is growing day by day. Now, trading is also possible digitally with the exchange of digital money. Investing in companies and digital currency is growing and is a hot topic among investors. Billions of dollars are invested in digital cryptocurrencies and people and trading using this system. 

The cryptocurrency market is very sensitive and very risky, which is one of the major factors to be considered before investing in it. Some of the popular cryptocurrencies include bitcoin, dogecoin, litecoin, etherum, Cardano, stellar, ripple, etc. 

Blockcard vs Crypto.com

The main difference between blockcard and Crypto.com is that blockcard is a debit card that uses cryptocurrency as reserved money, while Crypto.com is a platform offering various services with the payment mode involving cryptocurrency. Blockcard can be used for daily life and household shopping while Crypto.com offers are available in online terms.

Blockcard is a cryptocurrency debit card. It is an initiative started by co-founders of Ternio partnered with VISA’s fast track to bring the cryptocurrency to daily spending nature. One can spend cryptocurrency using the debit card for shopping, paying bills, and other uses. It was launched in 2019 in the USA.

Crypto.com can be described as a platform providing the user’s complete control over their data, money, and identity. It allows the exchange of cryptocurrency as a mode of payment. This allows the users to control and monitor their money (in the form of cryptocurrency). Security is guaranteed by blockchain technology.

Comparison Table Between Blockcard and Crypto.com

Parameters of Comparison




It is a crypto-debit card, more specifically a VISA card, which is available in the USA.

Platform providing the user’s complete control over their data, money, and identity.





Ternio, USA partnered with VISA’s Fast track.

Gary Or, Bobby Bao, Rafael Melo, and Kris Marszalek


United States of America



Payment services, especially retail payment such as shopping.

Financial services, trading services, and payment services.


Offers referral services, loan services.

Secure payment mode, user-controlled.

Extra fees

Extra fees are required to issue cards, ATM charges, and monthly fees.

No extra fees

What is Blockcard?

Blockcard is a crypto-debit card, more specifically a VISA card, which is available in the USA. Blockcard can be used anywhere and at any point in time wherever the VISA card is accepted as a mode of payment. As of May 2021, only US citizens are able to use blockcard as it does not operate in other countries. However, the company plans to launch a blockcard across 31European countries (Europe has a total of 44 countries) in the upcoming time. A blockcard can be used as a normal debit card because cryptocurrencies cannot buy or help you shop, so a blockcard is the best option.

There are three types of blockcards: Virtual card, Plastic card, and Metal card. One of the main features that blockcard offers are a cashback program. The maximum cashback that blockcard offers is 6%. Blockcard also offers a referral program in the US. If you invite a friend for the signup of the card, both you and your friend get a referral amount which can further be withdrawn in the U.S.

There are several fees charged by blockcard. They include a charge of a card issue, a fixed fee for ATM usage, and a monthly fee if you spend less than a specific amount. However, there is no charge for swiping your card or POS transactions.

What is Crypto.com?

Crypto.com can be described as a platform offering services like trading of products, financial services, and secure channels for payments. The users have complete control over their data and also their money. Crypto.com also offers interest rates on various cryptocurrencies and also provides loans with the involvement of cryptocurrency.

It allows a secure mode of payment involving cryptocurrency. The network and exchange are secured by blockchain technology. This allows the users to control and monitor their money regardless of wherever they are, and in whichever time zones they are in. the data is handled by the user and has the whole responsibility on the end-user.  

Crypto.com was started in Hong Kong in the year 2016 by Gary Or, Bobby Bao, Rafael Melo, and Kris Marszalek. MCO Malta DAX Limited is the legal name for the company. The revenue of the company is generated through the financial services and trading services offered by the company. Crypto.com complies with all the norms of the Cryptocurrency Security Standards.

It offers three major services: provides a payment solution (Crypto.com Pay and VISA Card), provides a trading solution (Crypto.com App and Crypto.com Exchange), and financial services (Crypto Earn, Decentralized financial products, and Crypto credit).

Main Differences Between Blockcard and Crypto.com

  1. Blockcard is a crypto debit card, while Crypto.com is a platform offering services with a mode of payment with cryptocurrency.
  2. Blockcard charges various fees such as card issue fees, ATM charges, while there is no extra charge for using Crypto.com.
  3. Blockcard can be used anywhere where VISA card is used as a payment mode while Crypto.com offers limited online services.
  4. Block is used as a general debit card (cryptocurrency can be used to spend on normal things, i.e. shopping), while Crypto.com provides financial and trading services.
  5. Blockcard can only be used in the USA, while Crypto.com can be operated worldwide.


The use of cryptocurrency varies greatly when it comes to online usage. Ternio’s (a cryptocurrency company) initiative to monetize the cryptocurrency in a way so that it can be used in daily life was a new and fresh move and was also partnered by VISA’s Fast track.

Crypto.com is widely used for the services it offers in trading and in financial services. The payment mode is safe and secured by using blockchain technology. The use of cryptocurrency is justified by both blockcard and crypto.com in their own specific ways and features.


  1. https://repository.upenn.edu/cgi/viewcontent.cgi?article=1133&context=wharton_research_scholars
  2. https://help.crypto.com/en/collections/260617-our-company